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Frequently Asked Questions

Question About Selling

Mortgages are a sort of loan that can be used to purchase or preserve a home, a piece of property, or other real estate. The borrowing party consents to make additional payments to the lender, usually in the form of a sequence of scheduled payments that are split into principle and interest. The asset then acts as guarantee for the loan.

A non-resident Indian is someone who holds the citizenship of India yet lives abroad. Because they live abroad, they are often referred to as overseas Indians.

A market environment known as a seller's market is marked by the scarcity of products available for purchase, giving the seller greater cost power. When little inventory meets substantial demand, the real estate market is said to be in a seller's market .

Any person having Indian ancestry who also holds nationality in another country and a foreign passport.

Question About Renting

The majority of lenders would view any property purchased within the last three to six months as a standard loan application. The rates and tax advantages would be the same as with the other loan for you. However, if you wait and the property acquisition is beyond six months old, it will be considered a loan secured by real estate. There would be no tax advantages and the rates for identical items are greater.

The monthly interest payment for the house loan is known as the pre-EMI. While the property is still being built and you have not received the title certificate, you may continue to make monthly payments on the pre-EMI. Pre-EMI payments only cover a percentage of the interest due on the principal loan amount selected by the borrower, therefore they are always less than the actual EMI payments.

It doesn’t matter how organized you are — a surplus of toys will always ensure your house is a mess waiting to happen. Fortunately, getting kids on board with the idea of ditching their stuff is a lot easier than it sounds.

The trick is to make it an opportunity for them to define themselves and their interests. Encourage kids to make a pile of ”baby toys” to donate, and have them set aside any toys that no longer interest them, such as action figures from a forgotten TV show. Separating these toys will help them appreciate how much they’ve grown and rediscover the toys they love.

When the balance of supply and demand tilts in the buyer's advantage then it is known as buyer's market. As a result, buyers will have greater bargaining power with sellers to obtain cheaper prices